A short piece from Nicholas on our approach...
OUR PROCESS: Discover, Plan, Implement & Monitor
We guide clients through a structured three-meeting planning process, followed by implementation and ongoing monitoring. Once your plan is in place, we help implement the agreed-upon strategies and provide ongoing monitoring to help keep you on track as life, markets, and tax laws change.
First Meeting: Discovery
(40-60 Minutes)
Our initial meeting is a two-way conversation focused on understanding your goals, concerns, and financial picture while giving you a clear understanding of how we work.
Meeting Purpose
Clarify Priorities: Clarify your financial priorities and needs.
Introduce Philosophy: Introduce our planning philosophy, services, and fee structure.
Determine Fit: Determine whether our approach is the right fit for your situation.
What To Expect
Scope: The proposed scope of work.
Engagement: Engagement details and next steps.
Timeline: Planning steps and timeline.
Important Documents
What to Bring:
To help facilitate a meaningful discussion, we encourage you to bring relevant financial documents, including:
- Recent tax returns
- Bank and investment account statements
- Debt information
- Insurance policies
- Estate planning documents
- Real estate information
- Business ownership details
Thoughts
We also encourage you to share your thoughts regarding:
- Financial concerns
- Life transitions
- Expectations and goals
- Risk tolerance
Our philosophy is simple: every part of your financial life should work together cohesively.
Our philosophy is simple: every part of your financial life should work together cohesively.
Second Meeting: Analysis & Review
(45–60 Minutes)
During this meeting, we review our analysis of your current financial situation and discuss opportunities aligned with your goals.
Meeting Purpose
Discovery: Define what financial success means to you.
Review: Review key findings and planning opportunities.
Optimization: Refine and confirm goals, priorities, and planning direction.
What To Expect
Financial Impact: How each area of your financial life will be addressed.
Timelines: Updated planning recommendations and timelines.
Long-Term Approach: Strategic opportunities and considerations moving forward.
Third Meeting: Plan Presentation
(Approximately 60 Minutes)
This is where analysis becomes strategy. We present a comprehensive financial plan designed to align your investments, tax planning, and long-term objectives.
Meeting Purpose
Bring all aspects of your financial life together into a coordinated roadmap.
Help you understand how today's decisions impact your future.
Provide clarity and confidence moving forward.
What To Expect
Implementation requirements
Timeline and responsibilities
Ongoing support and communication
Your Plan May Include
- Strategic recommendations
- Priority action items
- Timelines and implementation steps
- Risk considerations and trade-offs
- Tax-efficient planning opportunities
- Investment allocation guidance